For individuals residing in Johnson & Wyandotte (KS) counties.
NGBS – Guarantee issue Short term medical for individuals residing in all of KS and MO.
At Elliott Group, we recommend businesses carry the right insurance for their unique needs, including commercial property, commercial auto, and general liability coverage. We also frequently recommend workers compensation insurance. In addition to workers comp, there’s another way you can protect both your business and your employees at the same time: employee benefits liability insurance.
To attract and retain the best employees, you no doubt offer health insurance, vision care, and multiple other benefits. Under the best of circumstances, these programs help your workers when they’re in need. But, problems can arise when they are administered poorly, often due to undetected human error.
Imagine a scenario where one of your employees has enrolled in the health insurance plan offered by your company. Due to heart problems, your employee is admitted to the hospital and eventually undergoes surgery. Only after the surgery does your employee discover that their health insurance coverage has been denied due to a clerical error made by your plan’s administrator.
Your employee can rightfully sue your business to cover the thousands of dollars in medical bills they’ve accrued. Even worse, your business general liability policy doesn’t cover this type of incident or other financial injuries.
Employee benefits liability insurance (EBL) can give you the protection you need in such a situation and covers acts, errors, or omissions regarding:
Furthermore, EBL coverage applies to a wide range of benefits, including: