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Renters Insurance

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Elliott Insurance, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

An Elliott Insurance representative is committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

The customer service at Elliott Insurance is far and above any other agent I have had for my insurance needs. They are always available to answer questions in a language that I can understand, not insurance talk. I have had many changes in cars, homes, motorcycle, etc. over the years and they have always stepped up to give me the right coverage at the best price.

Kerry E

“I have been working with Elliott Insurance for about 15 years because I can trust them to provide me with the most competitive pricing and best service possible for all of my insurance needs.  I don’t feel the need to go out and search for cheaper pricing just to save a buck because I know that the staff at Elliott is looking out for me.  Furthermore, when I have had claims they have taken very good care of me, responding quickly and helping me through the process.  I highly recommend Elliott Insurance for both competitive pricing and outstanding service.  I trust them to protect my family”.

Jim L.

My agent is always responsive, helpful, and friendly. Three things I require out of an insurance company.

Shawn R.

Serving Areas:

  • Kansas City, MO
  • Kansas City, KS
  • Louisburg, KS
  • Paola, KS
  • Overland Park, KS
  • Shawnee, KS
  • Lenexa, KS
  • Topeka, KS